iLoans are a quick, safe and simple way to apply for loans up to £1000. We process over 1,500 personal loan applications every week.
As long as you’re 18 or over, employed, and live and bank in the UK, you can use iloans to apply for a fast loan. It’s so simple to use that it should only take a few minutes to fill in the form and receive a decision.
You’ll be asked for details about your home, work and salary. This will include contact phone numbers, full addresses and bank account details. Applying will not oblige you to accept a loan. If your application is successful, the lender we match you to will make you an offer of credit. If you accept this, you agree to the lender's conditions that are offered.
You can borrow up to £1000, repaying it with monthly payments for an agreed length of time (up to one year). These payments will either be by Direct Debit or taken from your Debit Card, and the amount will depend on how much you want to borrow, and how long for.
The examples below are based on a representative APR of 278%, with amounts repaid over a year.
The shorter length of time that you borrow for, the less you will repay overall. Because of the way APR works, paying less over a shorter time will actually lead to a significantly higher APR. You can, if you wish, save money on your loan by repaying earlier than the agreed date.
Depending on your credit, the loan offer you receive may be for a smaller amount, or for a shorter time, than you applied for. Please make sure to check you are happy with the agreement, and that you are confident you will be able to meet the loan repayments, as it could end up costing you extra if you do not.
*The actual APR may vary from lender to lender. Sometimes transfers can take up to 24hrs depending on your bank.
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